Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. The information, including card rates and fees, is accurate as of the publish date. Bankrates editorial team writes on behalf of YOU the reader. However, if you choose a product and continue your application at a Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. Residents of Vermont are ineligible to open a Card Account. 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. if (theYear < 1900) theYear = theYear + 1900; Fees apply for approved Money in Minutes transactions funded to your card. Fees 8.0/10. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. And look at all the freebies you get: Free direct deposit. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. Personal Loan Vs. Line Of Credit: Which Is Better? 7. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Certain products and services may be licensed under U.S. Patent Nos. All other trademarks and service marks belong to their owners. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. Void in U.S. Their use does not signify or suggest the endorsement, To participate in the Savings You are always on the go. but can take up to one hour. - Midnight (CT) Saturday - Sunday: 8 AM. now = new Date(); Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Certain products and services may be licensed under U.S. Patent Nos. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. Our goal is to give you the best advice to help you make smart personal finance decisions. No fee to receive Plan. How much should you contribute to your 401(k)? See your Cardholder Agreement for details. Fee to send money is determined and assessed by Western Union. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Use of the Card Account is subject to activation, ID verification, and funds availability. How to Open a Brinks fire Safe. Bankrate.com is an independent, advertising-supported comparison service. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). Securing cash and valuables since 1859. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. transactions!5. More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. Fraud prevention restrictions may You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. Fraud prevention restrictions may delay availability of funds with or without notice. The APYs were accurate as of SuperMoney strives to provide a wide array of offers for our users, but our offers do not If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. No Minimum Balance, No Late Fees - because this is not a credit card The company's mission is to develop All checks are subject to approval for funding in Ingo Money's sole discretion. Which Account Fits You Best? Earn unlimited 1% cash back on all other purchases automatically. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? There is no minimum balance. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Cardholder Agreement for details. How to Find a Money Transfer Service Near Me? Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. may affect your credit. 4% per foreign transaction. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. If you plan to save your tax refund, this is the card for you. $2.50 per withdrawal, plus ATM owner fees, if any. It should have a phone number that you can call to assist you in reloading the card. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Would you recommend Brink's Prepaid Mastercard to your friends? Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . The interest rates and APYs of each tier may change. - 8 PM. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. Fee Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. Get a free consultation from a leading credit card debt expert. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. Check the information is accurate and submit your application. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. $5.95 per month. Certain products and services may be licensed under U.S . The maximum allowable savings account balance is $5,000. Card details Highlights Brink's gives you the peace of mind you deserve. The company you trust offers you the features and benefits you deserve to create a more convenient way to bank. This editorial content is not provided by any financial institution. prevention restrictions at any time, with or without notice. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. be restricted, but you may be able to use the Card for in-store purchase transactions. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Certain products and services may be licensed under U.S. Patent Nos. Are you an existing customer? Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Why Should You Get a Business Credit Card? Approved purchase transactions may editorial policy, so you can trust that our content is honest and accurate. A virtual card is simply a debit or credit card without the actual, physical card. Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). that identifies each person who opens a Card Account. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Netspend is a registered agent of Republic Bank & Trust Company. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. Brink's gives you the peace of mind you deserve. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message . You do have the card in your possession, correct? Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. be associated with the funding and use of your card. Your wireless carrier may charge a fee for message and data usage. (CT) Saturday - Sunday: 8 AM. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. - Find surcharge free ATMs. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. Brink's, Incorporated operates in the State of Texas under DPS License C00550 If Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. Notice this card charges a monthly maintenance fee of up to $9.95. Compare its features and fees in our detailed review. You'll receive a Card in the mail within 7-10 business days. create up to a $10.00 negative balance on your Card Account. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. Fee is assessed to transferor's account when the transfer is but you may be able to use the Card for in-store purchase transactions. Card use subject to activation and identity verification. Fill in the application form. No minimum balance necessary to open Savings Account or obtain the yield(s). No fee; standard text message or data rates may apply. All rights reserved. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. With Brink's Direct Deposit, you can get paid faster than a paper check. bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. 3. Neither Plan Fee option includes any other fees. No Minimum Balance, No Late Fees - because this is not a credit card What bank is Brinks all access? Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Read More If your identity is partially verified, full use of the Card Account will Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. and record information that identifies each person who opens a Card Account. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. to see your driver's license or other identifying information. 9. Card activation and identity verification required before you can use the Card Account. iPhone. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. See the Cardholder Agreement for details. Can You Build Credit With a Prepaid Credit Card? You'll receive a Card in the mail within 7-10 business days. 6,000,608 and 6,189,787. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. This is a third-party fee and is subject to change. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders affiliation, or sponsorship, of or by SuperMoney or them of us. In fact, its missing Netspends virtual card number benefit for safer online shopping. When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. Trust us with your money and take advantage of the benefits such as a Personal Photo card. This product is The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. If Cardholder is subject to reduce the interest earned on the Savings Account. now = new Date(); Interest bearing savings account can be connected. Our editorial team does not receive direct compensation from our advertisers. Picture must meet Image Guidelines. Consolidating vs. SuperMoney.com is an independent, advertising-supported service. For people without credit, the. Approved purchase transactions may 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. This is a third-party fee and is subject to change. of a check or other direct payment method. 6,000,608 and 6,189,787. redemption parameters. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. create up to a $10.00 negative balance on your Card Account. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. theYear = now.getYear(); 5 No charge for this service, but your wireless carrier may charge for messages or data. The company you trust offers you the features and benefits. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. Sign Up Now. This compensation may impact how and where products appear on this site Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. Here's an explanation for how we make money Use of Card Account also subject The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. I mention reloading because it would be IMHO, the only reaso. Republic Bank & Trust Company, Member FDIC. Ingo The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. No minimum balance necessary to open Savings Account or obtain the yield(s). Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. For The Company you trust is offering you the features and benefits you deserve. Brink's Prepaid Mastercard. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. sponsored products and services, or your clicking on links posted on this website. At Bankrate we strive to help you make smarter financial decisions. Don't have a card? To participate in the Savings Netspend is the federally registered U.S. service mark of Netspend Corporation. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Cardholder is responsible for repayment of any negative balance. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Pay- to fraud prevention restrictions at any time, with or without notice. All other trademarks and service marks belong to their owners. A Red Ventures company. However, if used correctly, it can be handy in a bind and help people. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Republic Bank & Trust Company, Member FDIC. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. This is a third-party fee and is subject to change. if (theYear < 1900) theYear = theYear + 1900; The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. What KInd Of Credit Do You Need For An Auto Loan? Residents of Vermont are ineligible to open a Card Account. Terms apply to the offers listed on this page. Netspend is a registered agent of Republic Bank & Trust Company. What Are the Differences Between Federal and Private Student Loans? A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. Home equity line of credit (HELOC) calculator. the Average Daily Balance which is $1,000.00 or less will be 4.91%. What Are Collateral-Free Unsecured Business Loans? IRS Tax Debt Relief Program: What Is It and Do You Qualify? The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders The Brinks Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. What Are Different Types of Credit Cards? - 8 PM. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. Mobile Check Load is a service provided by First Century Bank, N.A. CTA Banner. *Card issued by Republic Bank & Trust Company, Member FDIC. 1, 2020. Standard text message or data rates may apply. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. You may have to pay a fee of up to $3.95 every time you load the card, Charges a $1.50 signature purchase transaction fee.